:root{--navy:#12263f;--navy-2:#1b3556;--gold:#c9a24b;--gold-d:#a9842f;--cream:#f7f4ee;--ink:#1f2937;--muted:#5b6675;--white:#fff;--radius:14px;--shadow:0 10px 30px rgba(18,38,63,.10)}
*{box-sizing:border-box}html{scroll-behavior:smooth}
body{margin:0;font-family:"Segoe UI",system-ui,-apple-system,Roboto,Helvetica,Arial,sans-serif;color:var(--ink);line-height:1.65;background:#fff}
h1,h2,h3{font-family:Georgia,"Times New Roman",serif;color:var(--navy);line-height:1.2;margin:0 0 .6em}
h1{font-size:clamp(2.1rem,5vw,3.4rem)}h2{font-size:clamp(1.7rem,3.2vw,2.3rem)}h3{font-size:1.2rem}
p{margin:0 0 1em}a{color:var(--navy-2)}
.container{width:min(1120px,92%);margin:0 auto}
.section{padding:84px 0}.alt{background:var(--cream)}
.eyebrow{display:inline-block;text-transform:uppercase;letter-spacing:.14em;font-size:.78rem;font-weight:700;color:var(--gold-d);margin-bottom:.8rem}
.lead{font-size:1.12rem;color:var(--muted);max-width:720px}
.center{text-align:center}.center .lead{margin-inline:auto}
/* header */
header{position:sticky;top:0;z-index:50;background:rgba(255,255,255,.96);backdrop-filter:blur(8px);border-bottom:1px solid #e8e4da}
.nav{display:flex;align-items:center;justify-content:space-between;height:72px}
.brand{display:flex;align-items:center;gap:.7rem;text-decoration:none}
.brand svg{width:38px;height:38px}
.brand b{display:block;font-family:Georgia,serif;color:var(--navy);font-size:1.15rem;line-height:1.1}
.brand small{display:block;color:var(--muted);font-size:.68rem;letter-spacing:.08em;text-transform:uppercase}
nav ul{list-style:none;display:flex;gap:1.6rem;margin:0;padding:0;align-items:center}
nav a{text-decoration:none;color:var(--ink);font-weight:600;font-size:.95rem}
nav a:hover{color:var(--gold-d)}
.btn{display:inline-block;padding:.85rem 1.6rem;border-radius:999px;background:var(--gold);color:var(--navy)!important;font-weight:700;text-decoration:none;border:2px solid var(--gold);cursor:pointer;font-size:1rem;transition:.2s}
.btn:hover{background:var(--gold-d);border-color:var(--gold-d);color:#fff!important}
.btn.ghost{background:transparent;color:#fff!important;border-color:rgba(255,255,255,.6)}
.btn.ghost:hover{background:#fff;color:var(--navy)!important;border-color:#fff}
.menu-btn{display:none;background:none;border:0;font-size:1.7rem;color:var(--navy);cursor:pointer}
/* hero */
.hero{color:#fff;background:linear-gradient(135deg,rgba(18,38,63,.97),rgba(27,53,86,.92)),repeating-linear-gradient(45deg,#12263f 0 12px,#14294a 12px 24px);padding:110px 0 100px;position:relative;overflow:hidden}
.hero::after{content:"";position:absolute;right:-120px;bottom:-140px;width:460px;height:460px;border-radius:50%;background:radial-gradient(circle,rgba(201,162,75,.28),transparent 70%)}
.hero h1{color:#fff;max-width:780px}.hero p{max-width:640px;font-size:1.18rem;color:#dbe4f0}
.hero .eyebrow{color:var(--gold)}
.cta-row{display:flex;gap:1rem;flex-wrap:wrap;margin-top:1.8rem}
.badges{display:flex;gap:2rem;flex-wrap:wrap;margin-top:3rem;padding-top:1.6rem;border-top:1px solid rgba(255,255,255,.18);color:#cbd6e5;font-size:.95rem}
.badges span::before{content:"✓ ";color:var(--gold);font-weight:700}
/* grids/cards */
.grid{display:grid;gap:24px}.g3{grid-template-columns:repeat(3,1fr)}.g2{grid-template-columns:repeat(2,1fr)}.g4{grid-template-columns:repeat(4,1fr)}
.card{background:#fff;border:1px solid #ece7db;border-radius:var(--radius);padding:30px;box-shadow:var(--shadow)}
.card .ico{width:52px;height:52px;border-radius:12px;background:var(--navy);display:grid;place-items:center;margin-bottom:1.1rem}
.card .ico svg{width:28px;height:28px;stroke:var(--gold);fill:none;stroke-width:1.8;stroke-linecap:round;stroke-linejoin:round}
.card p{color:var(--muted);margin:0}
.split{display:grid;grid-template-columns:1.1fr .9fr;gap:56px;align-items:center}
.panel{background:var(--navy);color:#fff;border-radius:var(--radius);padding:38px;box-shadow:var(--shadow)}
.panel h3{color:#fff}.panel p{color:#cbd6e5}
.panel ul{list-style:none;padding:0;margin:1rem 0 0}.panel li{padding:.55rem 0;border-top:1px solid rgba(255,255,255,.14)}
.panel li::before{content:"◆ ";color:var(--gold);font-size:.7rem}
.ticks{list-style:none;padding:0;margin:1rem 0 0}.ticks li{padding:.4rem 0 .4rem 1.8rem;position:relative}
.ticks li::before{content:"✓";position:absolute;left:0;color:var(--gold-d);font-weight:700}
.step{counter-increment:s}.step .num{font-family:Georgia,serif;font-size:2.4rem;color:var(--gold);line-height:1;margin-bottom:.5rem}
/* roadmap */
.road{display:grid;grid-template-columns:repeat(3,1fr);gap:0;margin-top:2.4rem;position:relative}
.road div{padding:0 22px 0 0}
.road .dot{width:16px;height:16px;border-radius:50%;background:var(--gold);margin-bottom:1rem;box-shadow:0 0 0 5px rgba(201,162,75,.25)}
.road .line{height:2px;background:#d9d2bf;margin:7px 0 -9px}
.road h3{margin-bottom:.3em}.road p{color:var(--muted);font-size:.97rem}
/* contact */
.contact-wrap{display:grid;grid-template-columns:.9fr 1.1fr;gap:48px}
form{background:#fff;border-radius:var(--radius);padding:32px;box-shadow:var(--shadow);border:1px solid #ece7db}
label{display:block;font-weight:600;font-size:.9rem;margin-bottom:.3rem;color:var(--navy)}
input,select,textarea{width:100%;padding:.8rem .9rem;border:1px solid #cfd6df;border-radius:10px;font:inherit;margin-bottom:1rem;background:#fff}
input:focus,select:focus,textarea:focus{outline:3px solid rgba(201,162,75,.4);border-color:var(--gold)}
.row2{display:grid;grid-template-columns:1fr 1fr;gap:14px}
.info p{margin-bottom:.7rem}.info strong{color:var(--navy)}
.note{font-size:.82rem;color:var(--muted)}
/* footer */
footer{background:#0d1c30;color:#b8c4d4;padding:54px 0 28px;font-size:.92rem}
footer h4{color:#fff;font-family:Georgia,serif;margin:0 0 .6rem;font-size:1.05rem}
footer a{color:#b8c4d4;text-decoration:none}footer a:hover{color:var(--gold)}
.fgrid{display:grid;grid-template-columns:1.4fr 1fr 1fr;gap:36px}
.legal{border-top:1px solid rgba(255,255,255,.12);margin-top:34px;padding-top:20px;font-size:.8rem;color:#8fa0b6}
.legal p{margin:0 0 .6rem}
.page{padding:70px 0}.page h1{font-size:2.3rem}.page h2{font-size:1.4rem;margin-top:1.8em}
@media(max-width:900px){
 .g3,.g4,.g2,.split,.contact-wrap,.fgrid,.road{grid-template-columns:1fr}
 .road div{padding:0 0 22px}.road .line{display:none}
 .section{padding:60px 0}.hero{padding:80px 0 70px}
 .menu-btn{display:block}
 nav ul{display:none;position:absolute;top:72px;left:0;right:0;background:#fff;flex-direction:column;padding:1.2rem 0;border-bottom:1px solid #e8e4da;gap:1rem}
 nav ul.open{display:flex}
 .row2{grid-template-columns:1fr}
}